These terms are the agreement between you and SunMar Group LLC (“we,” “us”), 2632 Mead Avenue, Saint Cloud, FL 34771, for the purchase of the MarginMaster digital course. They are written for a U.S. buyer of a digital product. They are not legal advice. If you do not agree, do not buy the course.
The product
MarginMaster is a self-paced digital course (written lessons and spreadsheet templates) sold for a one-time price of US$59, unless a different price is shown at checkout. It is educational content only. It is not accounting, tax, payroll, or legal advice, and it does not promise that your income, profit, margin, or cash will improve by any amount.
Payment
Checkout is processed by Stripe. By paying, you authorize Stripe to charge the payment method you provide for the price shown at checkout, including any taxes Stripe is instructed or required to collect.
How you receive the files
After a successful payment, Stripe redirects you to a download page where you can download the course zip. Bookmark that page or save the zip to your computer. We do not send a confirmation or delivery email. The download page is for the purchaser. Do not post or share that address publicly.
License
When you buy the course, we grant you a personal, non-exclusive, non-transferable license to use the materials in your own contracting business. You may copy the spreadsheets for jobs you work on. You may not resell the course, share the files as a product, publish the lessons, or use the materials to create a competing course. All intellectual property in MarginMaster remains with us.
Refunds
Digital goods are delivered immediately after payment. Our 14-day refund policy still applies: if the course is not what you expected, email marginmaster@venturesailab.com within 14 days of purchase and we will refund the purchase price through the same payment method, subject to the limits in that policy. Stripe may also have its own dispute process.
Support
Email marginmaster@venturesailab.com with questions. Please allow one to two business days. This address receives messages; it does not send an automatic reply.
Disclaimer and limitation of liability
The course is provided as educational material, without a warranty that it will meet your needs or that a calculated price is what your market will pay. To the fullest extent allowed by law, SunMar Group LLC is not liable for lost profits, lost work, or other indirect or consequential damages, and our total liability for a purchase is limited to the amount you paid for the course. Some states do not allow certain limitations; in those states, our liability is limited to the maximum extent permitted. These terms do not change rights you have that cannot be waived under applicable law.
Governing law
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, and (where permitted) the courts located in Florida shall have exclusive jurisdiction, except that you may have additional rights in your state of residence.
Changes
We may update these terms by posting a new version on this page. The version in effect when you purchase is the one that applies to that purchase.
Contact
SunMar Group LLC, 2632 Mead Avenue, Saint Cloud, FL 34771. Email: marginmaster@venturesailab.com.